How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
SR-22 is a certificate your insurer files with the state to prove continuous coverage, required after DUI, reckless driving, or driving uninsured. Most states require it for 3 years.
Non-Owner SR-22
Non-owner policies provide liability coverage without insuring a specific vehicle, allowing suspended drivers to meet SR-22 filing requirements for reinstatement. Premiums typically run $300–$500 per year.
Liability Insurance
Liability coverage pays for damage you cause to others. State minimums range from $25,000 to $50,000 per person for bodily injury, required before license reinstatement in most states.
Uninsured Motorist Coverage
Uninsured motorist coverage protects you when hit by a driver with no insurance. Required in 20 states, and often mandated as part of SR-22 reinstatement packages.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers, including those with suspensions, DUIs, or lapses. Expect rates 50–150% higher than standard market until your record clears.
